It is that time of year… Medicare health and drug coverage open enrollment begins on Nov 15 and ends on Dec 31. With all the news on revamping America’s health care, you may have missed the announcement from The Centers for Medicare and Medicaid Services (CMS) that seniors or other people with Medicare (and their caregivers and/or family members) can begin to review their 2010 coverage options through Medicare’s improved online tools. Medicare Health Options Compare and Prescription Drug Plan Finder is located at www.medicare.gov.
Remember, caregivers, if your loved one is a Medicare beneficiary, they are eligible for Medicare prescription drug coverage, regardless of income, health status, or current prescription expenses.
There are two types of Medicare plans that provide prescription drug coverage:
1) Medicare Prescription Drug Plans - These plans add prescription drug coverage to Original Medicare, and certain types of Medicare Health Plans.
2) Medicare Health Plans - Some of these plans cover both health care and prescription drugs.
For caregivers and seniors that prefer to get information over the phone,
- Contact a Medicare customer service representative at toll free 1-800-MEDICARE (1-800-633-4227)
- OR contact your local State health insurance Assistance Program office (find the number online at http://www.medicare.gov/Contacts/staticpages/ships.aspx) or other health advocacy agencies for free personalized counseling.
Medicare's customer service is available 24-hours a day and 7 days a week. English and Spanish-language customer service representatives are available.
A 2010 Medicare & You handbook for seniors and their caregivers, also available on www.Medicare.gov, will be mailed to the homes of all eligible beneficiaries this month.
Medicare can be complicated, and a qualified geriatric care professional can help you figure it out if you're a caregiver. If you're a veteran (or a caregiver for a veteran) you can also see my previous blogs, which include Information on Veterans Benefits and Part 2: Additional Information on Veterans Benefits.

ever seen the Golden Gate Bridge” or “Give every player a penny if they have blue eyes. “ There was a lot of laughter as pennies were lost and gained. To be honest there was some confusion too. One player drew a card – “Take a penny if you have ever visited New York City,” but could not remember if she had been to NYC or not. This is when my Mother shined. For her response was “I bet you have, you should take a penny.”
became a good time to reorganize and go through the apartment contents to ensure that we moved the items she was currently using or had sentimental value. I thought this would be a relatively easy task, but I couldn’t have been more wrong. As I began the process of packing, I soon found items in strange places. For example, I found a set of silverware in my Mother’s dresser, framed family pictures in her purse and a shopping bag with shoes, figurines, and greeting cards behind the couch. I also learned to look through everything, such as old purses and jacket pockets, to make sure I didn’t give away anything important – and it’s probably wise for other caregivers to do the same. For example, I found my Mother’s Medicare card innocently wrapped in a scarf at the back of a dresser drawer.
preventative health plans.
George Slater