Long term care insurance is separate from Medicare, and may be a good option depending on your situation and that of your loved one. Senior and caregivers should thoroughly investigate the long term care insurance policies available, and consider finances, health, long term wishes and goals, and other factors.
Long Term Care Insurance
- Long term care is not covered by Medicare
- Long term care insurance can be purchased to cover the expense of long-term care
- Policies protect assets should you need extended care, such as a house for your spouse
- Many are standardized and may be purchased through authorized insurance brokers through the state. Policies differ from state to state. Each state must honor the policy from another state
- To find out more information about long term care insurance go to: www.medicare.gov then go to ‘search tools’ then go to ‘plan your long term care needs’
An experienced geriatric care manager can help you identify local resources.
Eric Tinsley
Alan Stanford 
Jean Bandos
Karen Kelsey
Natalie Crohn
George Slater
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